TIP-005 Threshold USD (thUSD) - interest-free loans with tBTC as collateral

Such an awesome proposal.

It could be interesting to have the PCV pay down the initial fractional reserve and then accumulate fees + liquidation margins to become an OTC buyer (with a volatility check to avoid whales exploiting price oracles or maybe treasury guild approved) and seller (with a 12 month staking requirement) of T

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